Design concept by Goat Scale · Quillby Motors is a fictional brand. This is not a real shop: no orders, payments or bookings are taken.
Get pre-approved online in a few minutesDown payments from $5005-Day Swap Promise on every vehicleSix lots, one finance desk
Quillby Motors
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Get approved first.
Then pick the car.

A few minutes, no hit to your credit, and a real down payment on every vehicle you look at. We finance in-house, so a rough credit history is a conversation, not a closed door.

  • No credit impact to get pre-approved
  • Down payments from $500
  • 5-Day Swap Promise
  • 60-day / 3,000-mile warranty

Get approved

A few minutes. Soft check, no impact on your score.

Where is your credit?

Your real down payment and monthly show on every vehicle once you are approved.

Approval

Your down payment depends on you, not the car.

The same 2021 Nissan Altima 2.5 SV at $18,995, three customers, three sets of terms. Nobody is turned away for the score alone; the down payment is what moves.

2021 Nissan Altima 2.5 SV48,210 mi · Mesa, AZ

Rebuilding

Score Under 580

$1,500

down

$482/mo

60 months · 21.9% APR

38% of our customers

Fair

Score 580 to 660

$900

down

$459/mo

60 months · 17.9% APR

41% of our customers

Good

Score Over 660

$500

down

$420/mo

60 months · 12.9% APR

21% of our customers

Estimates for illustration. Your terms depend on verified income, housing, down payment and the vehicle. All payments reported to Equifax, Experian and TransUnion.

Vehicles near Mesa, AZ

Down and monthly shown for a Fair profile. Change ZIP to see another dealership.

Just arrivedReserved

2021 Nissan Altima 2.5 SV

48,210 mi · 2.5L 4-cyl · 2021

Price

$18,995

Est. down

$900

Est. /mo

$459

Mesa, AZ

Just arrived

2021 Ford Escape SE

52,340 mi · 1.5L EcoBoost · 2021

Price

$19,995

Est. down

$900

Est. /mo

$484

Mesa, AZ

Just arrived

2022 Hyundai Elantra SEL

32,150 mi · 2.0L 4-cyl · 2022

Price

$17,495

Est. down

$900

Est. /mo

$421

Orlando, FL

Price drop

2019 Ram 1500 Big Horn Crew Cab

74,200 mi · 3.6L V6 · 2019

Price

$26,495

Est. down

$900

Est. /mo

$649

Mesa, AZ

2021 Volkswagen Golf TSI

42,600 mi · 1.4L turbo · 2021

Price

$17,995

Est. down

$900

Est. /mo

$433

Mesa, AZ

2020 Ford Mustang EcoBoost Premium

41,800 mi · 2.3L EcoBoost · 2020

Price

$23,995

Est. down

$900

Est. /mo

$585

Mesa, AZ

SedansSUVsTrucksHatchbacksMinivansCoupesAll 310 at Mesa

Why people who got turned down buy here.

We own the cars and we hold the loans. That changes what we can say yes to, and it means we have to stand behind the car after you drive off.

5Day Swap PromiseFive days or 300 miles. Swap it or take your down payment back. On every vehicle, no exceptions.
Approval on income
We look at what you earn and what you can put down, not only the score. Most of our approvals are for scores under 660.
5-Day Swap Promise
Drive it for five days or 300 miles. Bring it back for any reason and swap it or get your down payment back.
Inspected and warranted
A multi-point inspection and a 60-day / 3,000-mile limited warranty on every vehicle. Extended coverage available.
Report to the bureaus
On-time payments are reported to all three credit bureaus every month. Most customers see their score rise within a year.

Trade in anything

Running or not, loan or no loan. The offer is good for seven days and pays off what you owe.

Four steps, one hour at the dealership.

  1. 1

    A few minutes

    Soft check

    Name, ZIP, income and housing. A soft pull that does not touch your score.

  2. 2

    Instantly

    Your terms on every car

    Browse with your real down payment and monthly shown on each vehicle, not a best-case number.

  3. 3

    Same day

    Reserve for $500

    The $500 holds the car for 48 hours and counts toward your down payment.

  4. 4

    At the dealership

    Verify and drive

    Bring ID, proof of income and residence. Paperwork takes about an hour. The 5-Day Swap Promise starts then.

Six dealerships, one finance desk

Any vehicle transfers free to the one nearest you.

All dealerships and hours
  • Mesa, AZ

    4410 E Saguaro Bend Rd, Mesa, AZ 85206

    Home market. 310 vehicles, Saturday same-day delivery across the Valley.

    310

    vehicles

  • Dallas, TX

    2875 Pecan Hollow Pkwy, Dallas, TX 75227

    Our largest lot. 420 vehicles, Spanish-speaking advisors every day.

    420

    vehicles

  • Houston, TX

    9160 Bayou Larkin Dr, Houston, TX 77075

    South side. 380 vehicles, truck specialists.

    380

    vehicles

  • Atlanta, GA

    3320 Redclay Commons Dr, Doraville, GA 30340

    North of the perimeter. 290 vehicles, open late Thursdays.

    290

    vehicles

  • Orlando, FL

    5150 Cypress Wren Blvd, Orlando, FL 32809

    South Orlando. 260 vehicles, Sunday appointments.

    260

    vehicles

  • Charlotte, NC

    6020 Tolliver Mill Rd, Charlotte, NC 28273

    Near the outer beltway. 240 vehicles, first-time buyer program.

    240

    vehicles